Not sure how much you're owed on your Allied Solutions contract?
We find every refundable product on your deal and submit the cancellation for you — free.
Can you cancel Allied Solutions?
Yes. Allied Solutions contracts are cancellable, and what you get back depends on timing: a prorated refund for the unused portion, with a full refund possible during your contract's free-look window. The unused premium is money you're owed — it doesn't belong to the dealer or administrator.
Contact information
Phone (claims department): 800-447-9401
Step-by-step: how to cancel
Step 1 — Gather your documents. You'll want your contract/agreement, the vehicle VIN, your account or loan number, and proof of any triggering event (payoff letter, refinance confirmation, trade-in paperwork, or total-loss settlement).
Step 2 — Contact the lender/credit union that holds your loan. Allied Solutionsadministers this coverage for lenders rather than selling it to consumers, so the cancellation is initiated through your credit union or finance company's loan-servicing department (Allied Solutions administrative line: 800-447-9401).
Step 3 — Request the unused refund in writing. Ask your lender to cancel the coverage as of your payoff, refinance, or trade-in date and to confirm the unearned refund amount applied to your loan or paid to you.
Final step — Track the refund. Processing time varies. The unearned refund is typically applied to your loan balance at your credit union.Follow up if it doesn't arrive on schedule.
How much will you get back?
Check your contract's free-look window for full-refund eligibility (your credit union's free-look terms (often a 90-day full refund)). After that, your refund is prorated for the unused/unearned portion.
As a rule of thumb, the prorated math is: (months remaining ÷ total term) × price paid − fees. The unearned refund is typically applied to your loan balance at your credit union.
Estimate your exact figure first
Use the free refund calculator — no paperwork needed.
Provider-specific tips
- When a loan with an Allied GAP waiver is paid off early — through payoff, refinance, or trade-in — you may be owed a refund for the unused (unearned) portion.
- Start with your credit union's loan-servicing department; Allied's claims line for existing GAP coverage is 800-447-9401.
What reduces your refund
- Claims already paid. If a covered repair was approved, that amount is typically subtracted from your refund.
- Refund method.Pro-rata is consumer-friendly; confirm your contract isn't calculated by the "Rule of 78s," which front-loads cost.
Common questions
How do I get an Allied Solutions GAP refund?
Through the credit union or lender that holds your loan. Allied administers the product for them; its claims line is 800-447-9401.
When am I owed an Allied GAP refund?
When your loan ends early — payoff, refinance, or trade-in — you're owed the unearned portion of the GAP fee.
We'll handle the cancellation for you
We identify your Allied Solutions contract, submit the paperwork, and follow up until the refund is issued.
Sources: Allied Solutions GAP