Guides

Know what you're owed, and how to claim it.

Most drivers don't realize their auto protection products are cancellable and refundable. These guides show you exactly what to look for, what to request, and how to collect.

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GAP Insurance

4 guides

How to Cancel GAP Insurance and Get a Refund

Step-by-step guide to canceling your GAP coverage and reclaiming unused premiums — whether you've paid off, traded in, or refinanced your vehicle.

7 min read

GAP Insurance Refund: What You're Owed and How to Claim It

Everything you need to know about GAP refunds — who qualifies, how much you can expect, and exactly what to send your lender.

6 min read

How to Get a GAP Insurance Refund After Paying Off Your Car

Paying off your loan early is a win — but there's likely unused GAP coverage sitting unclaimed. Here's how to get it back.

5 min read

GAP Insurance Refund After a Total Loss: What Actually Happens

After your car is totaled, GAP pays the difference — but you may still be owed money back on other add-ons. Learn what to claim.

5 min read

Extended Warranty

9 guides

How to Cancel an Extended Warranty at the Dealership (Step by Step)

Dealers don't love it when you cancel — but they're required to honor your request. Here's exactly what to say, what documents to get, and what to do when they stall.

8 min read

Extended Warranty Refund: How to Cancel and Get Your Money Back

Most vehicle service contracts are cancellable and pro-rated. Here's how to identify what you paid, calculate your refund, and submit the claim.

7 min read

Why Your Extended Warranty Refund Went to Your Lender

Canceled your warranty but got no check? If it was financed, the refund reduces your loan balance — not your bank account. Here's why that's correct and how to verify it.

6 min read

The 30-Day Cancellation Window: What It Is and How to Use It

Most dealer add-on contracts give you 30 days to cancel for a full refund. Almost no one mentions this at signing — but it's right there in your contract.

6 min read

Dealer Won't Cancel My Extended Warranty — Here's What To Do

Dealers stall cancellations on purpose. The longer your contract stays active, the more of their commission they keep. Here's your escalation path.

7 min read

Pro-Rated Extended Warranty Refund: How Much Will You Get Back?

The math often surprises people — even late cancellations return real money. Here's how pro-rated refunds are calculated and what reduces your amount.

6 min read

Extended Warranty vs. Vehicle Service Contract: What's the Difference?

These terms are used interchangeably, but they describe legally different products. Knowing which one you have determines your cancellation rights.

6 min read

Cancel an Extended Warranty by Mail: A Step-by-Step Letter Template

A written cancellation request is your paper trail. Use this copy-paste letter template to formally request cancellation and create a dated record.

7 min read

You Totaled Your Car — Here's What Refunds You're Owed

Most people focus on the insurance settlement. But a pro-rated extended warranty refund is almost always left on the table after a total loss.

6 min read

Dealer Add-Ons

2 guides

Which Dealer Add-Ons Are Refundable (And Which Aren't)

Extended warranties and GAP are almost always refundable. Paint protection and etching usually aren't. Here's the full breakdown of every common product.

7 min read

Dealer Add-On Refunds: The Complete Guide to Ancillary Products

Tire & wheel, paint protection, key replacement, dent protection — these products are usually refundable. Find out which ones you have and how to cancel them.

8 min read

Finance Documents

1 guide

How to Read Your Car Finance Contract (and Find Hidden Refunds)

Retail installment contracts are dense and confusing by design. This guide walks you through every section so you know exactly what you signed — and what you can cancel.

9 min read

RV & Boat

4 guides

RV Extended Warranties: What They Actually Cover (And What They Don't)

Most RV warranties cover appliances — not the structural and mechanical systems most likely to fail. Here's what's in and what's out before you buy or cancel.

8 min read

Can I Cancel My RV Extended Warranty After Paying Off My RV?

Paying off your RV loan does not automatically cancel your warranty. Here's how to cancel separately, claim your refund, and avoid a common mistake.

6 min read

RV and Boat Warranty Refunds: How to Claim Unused Coverage

RVs and boats carry the same add-on products as cars — GAP, extended warranties, protection plans — and you can cancel them too. Here's how.

6 min read

Does Anyone Cancel Boat Service Contracts? (Yes — Here's How)

Boat service contracts are cancellable and refundable — but almost nobody claims the unused premium. Here's what they cover, what they don't, and how to cancel.

6 min read

Cancel by provider

Who to contact, how your refund is prorated, and what to do if they stall.

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