Can you cancel Assurant Vehicle Care?
Yes. Assurant Vehicle Care contracts are cancellable, and what you get back depends on timing: a full refund within the first 30 days (GAP: unconditional full refund within 30 days if no total loss has occurred), and a prorated refund for the unused portion after that. The unused premium is money you're owed — it doesn't belong to the dealer or administrator.
Contact information
- Phone (administrator)
- 1-800-621-2130
- Mailing address
- Automotive Warranty Services, Inc.175 West Jackson Blvd., Suite 810Chicago, IL 60604
Step-by-step: how to cancel
Step 1 — Gather your documents. You'll want your contract/agreement, the vehicle VIN, your account or loan number, and proof of any triggering event (payoff letter, refinance confirmation, trade-in paperwork, or total-loss settlement).
Step 2 — Start with the selling dealer. Assurant Vehicle Care contracts are normally cancelled through the dealership's finance department. Tell them you want to cancel and ask them to submit the request to the administrator. Get the request and date in writing.
Step 3 — Go direct if the dealer stalls. If the dealer drags their feet, contact Assurant Vehicle Care directly at 1-800-621-2130. Dealers earn commission on these products and sometimes delay cancellations.
Final step — Track the refund. Processing typically takes GAP refunds within 60 days of notice. Refunds are paid to your selling dealer and, if financed, applied to your loan.Follow up if it doesn't arrive on schedule.
How much will you get back?
Cancel within the first 30 days (GAP: unconditional full refund within 30 days if no total loss has occurred) and you're typically owed a full refund. After that, your refund is prorated by unused term; paid to your selling dealer.
As a rule of thumb, the prorated math is: (months remaining ÷ total term) × price paid − fees. Refunds are paid to your selling dealer and, if financed, applied to your loan.
Provider-specific tips
- For GAP, you have an unconditional right to a full refund/credit within 30 days of purchase as long as your vehicle hasn't been a total loss, and the refund should arrive within 60 days of your cancellation notice.
- Manage contracts and claims through Assurant's Vehicle Care Plan portal; refunds are paid to your selling dealer.
- The legal administrator named on the service contract is Automotive Warranty Services, Inc. at 175 West Jackson Blvd., Suite 810, Chicago — send written VSC cancellations there. GAP amendments name a different block: P.O. Box 802747, Chicago, IL 60680-2747 (877-394-1206), and United Service Protection Corporation in California. The entity changes by state: Alabama Warranty Services in AL; Consumer Program Administrators in AZ, IA and WY; Motor Warranty Services of North America in CA; Automotive Warranty Services of Florida in FL and OK; National Product Care Company in WA; and in Massachusetts the provider is the selling dealer.
- Assurant products are often sold alongside another company's VSC — brands like "The Mechanic" and "Assurant Vehicle Care" share this administrator, and each product gets its own agreement number. Cancel each agreement number separately.
What reduces your refund
- Claims already paid. If a covered repair was approved, that amount is typically subtracted from your refund.
- Cancellation fee. Assurant Vehicle Care charges may apply depending on coverage.
- Refund method.Pro-rata is consumer-friendly; confirm your contract isn't calculated by the "Rule of 78s," which front-loads cost.
Common questions
How do I cancel an Assurant Vehicle Care contract?
Through your original selling dealership. Manage your contract via Assurant's Vehicle Care Plan portal.
What's the GAP refund window with Assurant?
An unconditional full refund within 30 days (if no total loss), issued within 60 days of your cancellation notice.
Refund Auto is an independent service. We are not affiliated with, authorized by, endorsed by, or in any way officially connected to Assurant Vehicle Care. Assurant Vehicle Care and any related names and logos are the property of their respective owners, and are used here only to identify the company whose product you may want to cancel.