Not sure how much you're owed on your Assurant Vehicle Care contract?
We find every refundable product on your deal and submit the cancellation for you — free.
Can you cancel Assurant Vehicle Care?
Yes. Assurant Vehicle Care contracts are cancellable, and what you get back depends on timing: a full refund within the first 30 days (GAP: unconditional full refund within 30 days if no total loss has occurred), and a prorated refund for the unused portion after that. The unused premium is money you're owed — it doesn't belong to the dealer or administrator.
Contact information
Phone: Assurant Vehicle Care does not publish a dedicated cancellation line. Use the number printed on your contract, or cancel through the dealer that sold it.
Step-by-step: how to cancel
Step 1 — Gather your documents. You'll want your contract/agreement, the vehicle VIN, your account or loan number, and proof of any triggering event (payoff letter, refinance confirmation, trade-in paperwork, or total-loss settlement).
Step 2 — Start with the selling dealer. Assurant Vehicle Care contracts are normally cancelled through the dealership's finance department. Tell them you want to cancel and ask them to submit the request to the administrator. Get the request and date in writing.
Step 3 — Go direct if the dealer stalls. If the dealer drags their feet, use the administrator contact printed on your contract. Dealers earn commission on these products and sometimes delay cancellations.
Final step — Track the refund. Processing typically takes GAP refunds within 60 days of notice. Refunds are paid to your selling dealer and, if financed, applied to your loan.Follow up if it doesn't arrive on schedule.
How much will you get back?
Cancel within the first 30 days (GAP: unconditional full refund within 30 days if no total loss has occurred) and you're typically owed a full refund. After that, your refund is prorated by unused term; paid to your selling dealer.
As a rule of thumb, the prorated math is: (months remaining ÷ total term) × price paid − fees. Refunds are paid to your selling dealer and, if financed, applied to your loan.
Estimate your exact figure first
Use the free refund calculator — no paperwork needed.
Provider-specific tips
- For GAP, you have an unconditional right to a full refund/credit within 30 days of purchase as long as your vehicle hasn't been a total loss, and the refund should arrive within 60 days of your cancellation notice.
- Manage contracts and claims through Assurant's Vehicle Care Plan portal; refunds are paid to your selling dealer.
What reduces your refund
- Claims already paid. If a covered repair was approved, that amount is typically subtracted from your refund.
- Cancellation fee. Assurant Vehicle Care charges may apply depending on coverage.
- Refund method.Pro-rata is consumer-friendly; confirm your contract isn't calculated by the "Rule of 78s," which front-loads cost.
Common questions
How do I cancel an Assurant Vehicle Care contract?
Through your original selling dealership. Manage your contract via Assurant's Vehicle Care Plan portal.
What's the GAP refund window with Assurant?
An unconditional full refund within 30 days (if no total loss), issued within 60 days of your cancellation notice.
We'll handle the cancellation for you
We identify your Assurant Vehicle Care contract, submit the paperwork, and follow up until the refund is issued.