Can you cancel GWC Warranty?

Yes. GWC Warranty contracts are cancellable, and what you get back depends on timing: a full refund within the first 30 days (eligibility criteria met), and a prorated refund for the unused portion after that. The unused premium is money you're owed — it doesn't belong to the dealer or administrator.

Contact information

Phone (customer service)
1-800-482-7357
Mailing address
GWC WarrantyPO Box 2688Norcross, GA 30091

Step-by-step: how to cancel

Step 1 — Gather your documents. You'll want your contract/agreement, the vehicle VIN, your account or loan number, and proof of any triggering event (payoff letter, refinance confirmation, trade-in paperwork, or total-loss settlement).

Step 2 — Start with the selling dealer. GWC Warranty contracts are normally cancelled through the dealership's finance department. Tell them you want to cancel and ask them to submit the request to the administrator. Get the request and date in writing.

Step 3 — Go direct if the dealer stalls. If the dealer drags their feet, contact GWC Warranty directly at 1-800-482-7357. Dealers earn commission on these products and sometimes delay cancellations.

Final step — Track the refund. Processing time varies. If financed, the refund may be applied to your lienholder.Follow up if it doesn't arrive on schedule.

How much will you get back?

Cancel within the first 30 days (eligibility criteria met) and you're typically owed a full refund. After that, your refund is prorated by unused term.

As a rule of thumb, the prorated math is: (months remaining ÷ total term) × price paid − fees. If financed, the refund may be applied to your lienholder.

Provider-specific tips

  • For dealer-sold coverage, submit the cancellation through your selling dealer. If you bought directly from GWC's Customer Care Center, call 866-945-6195.
  • GWC's current mailing address is PO Box 2688, Norcross, GA 30091 (older forms show a Wilkes-Barre, PA address that is out of date).

What reduces your refund

  • Claims already paid. If a covered repair was approved, that amount is typically subtracted from your refund.
  • Refund method.Pro-rata is consumer-friendly; confirm your contract isn't calculated by the "Rule of 78s," which front-loads cost.

Common questions

How do I cancel a GWC Warranty contract?

Through your selling dealer for dealer-sold contracts. If you bought directly from GWC's Customer Care Center, call 866-945-6195.

Is there a full-refund window?

Yes — a full refund within 30 days if eligibility criteria are met; prorated after.

Refund Auto is an independent service. We are not affiliated with, authorized by, endorsed by, or in any way officially connected to GWC Warranty. GWC Warranty and any related names and logos are the property of their respective owners, and are used here only to identify the company whose product you may want to cancel.

Sources: GWC Warranty FAQs, GWC contact