Can you cancel Nissan Security+Plus?

Yes. Nissan Security+Plus plans are cancellable, and what you get back depends on timing: a full refund within the first 60 days (no claims filed), and a prorated refund for the unused portion after that. The unused premium is money you're owed — it doesn't belong to the dealer or administrator.

Contact information

Phone (customer service)
(800) 647-7261

Step-by-step: how to cancel

Step 1 — Gather your documents. You'll want your contract/agreement, the vehicle VIN, your account or loan number, and proof of any triggering event (payoff letter, refinance confirmation, trade-in paperwork, or total-loss settlement).

Step 2 — Start with the selling dealer. Nissan Security+Plus contracts are normally cancelled through the dealership's finance department. Tell them you want to cancel and ask them to submit the request to the administrator. Get the request and date in writing.

Step 3 — Go direct if the dealer stalls. If the dealer drags their feet, contact Nissan Security+Plus directly at (800) 647-7261. Dealers earn commission on these products and sometimes delay cancellations.

Final step — Track the refund. Processing typically takes 4–6 weeks. If you financed the agreement, the refund goes to the lienholder unless you include proof of loan payoff.Follow up if it doesn't arrive on schedule.

How much will you get back?

Cancel within the first 60 days (no claims filed) and you're typically owed a full refund. After that, your refund is prorated, less a $75 fee, and Nissan Security+Plus deducts $75.

As a rule of thumb, the prorated math is: (months remaining ÷ total term) × price paid − fees. If you financed the agreement, the refund goes to the lienholder unless you include proof of loan payoff.

Provider-specific tips

  • Two routes: a Cancellation Request from your Nissan dealer signed by both you and the dealer, or a written letter that includes the date and current mileage.
  • After 60 days the refund is prorated less a $75 fee. If financed, it goes to your lienholder unless you include proof of payoff.

What reduces your refund

  • Claims already paid. If a covered repair was approved, that amount is typically subtracted from your refund.
  • Cancellation fee. Nissan Security+Plus charges $75.
  • Refund method.Pro-rata is consumer-friendly; confirm your contract isn't calculated by the "Rule of 78s," which front-loads cost.

Common questions

What number do I call to cancel Nissan Security+Plus?

Customer service is (800) 647-7261, or cancel through your authorized Nissan dealer.

What's the Nissan cancellation fee?

$75, deducted from a prorated refund after the 60-day full-refund window.

Refund Auto is an independent service. We are not affiliated with, authorized by, endorsed by, or in any way officially connected to Nissan Security+Plus. Nissan Security+Plus and any related names and logos are the property of their respective owners, and are used here only to identify the company whose product you may want to cancel.

Sources: Nissan Security+Plus FAQ