Not sure how much you're owed on your Subaru Added Security contract?
We find every refundable product on your deal and submit the cancellation for you — free.
Can you cancel Subaru Added Security?
Yes. Subaru Added Security plans are cancellable, and what you get back depends on timing: a full refund within the first 90 days (no claim filed), and a prorated refund for the unused portion after that. The unused premium is money you're owed — it doesn't belong to the dealer or administrator.
Contact information
Phone (Subaru Added Security): 800-932-0636
Step-by-step: how to cancel
Step 1 — Gather your documents. You'll want your contract/agreement, the vehicle VIN, your account or loan number, and proof of any triggering event (payoff letter, refinance confirmation, trade-in paperwork, or total-loss settlement).
Step 2 — Call to cancel. Call 800-932-0636 and state clearly that you want to cancel the contract — not pause or modify it. Have your contract number ready and ask for written confirmation of the cancellation date and refund amount.
Step 3 — Put it in writing. Follow up in writing so you have a dated paper trail, and keep a copy.
Final step — Track the refund. Processing typically takes 1–3 weeks. If financed, the refund may be applied to your lienholder.Follow up if it doesn't arrive on schedule.
How much will you get back?
Cancel within the first 90 days (no claim filed) and you're typically owed a full refund. After that, your refund is prorated by the greater of days in force or miles driven, less claims paid, and Subaru Added Security deducts a service charge (the lesser of 10% of the price or $50).
As a rule of thumb, the prorated math is: (months remaining ÷ total term) × price paid − fees. If financed, the refund may be applied to your lienholder.
Estimate your exact figure first
Use the free refund calculator — no paperwork needed.
Provider-specific tips
- Subaru's full-refund window is a generous 90 days (vs. 30–60 for most plans), provided no claim has been filed.
- After 90 days the refund is prorated by the greater of time or miles used, less claims paid and a service charge capped at the lesser of 10% of the price or $50.
What reduces your refund
- Claims already paid. If a covered repair was approved, that amount is typically subtracted from your refund.
- Cancellation fee. Subaru Added Security charges a service charge (the lesser of 10% of the price or $50).
- Refund method.Pro-rata is consumer-friendly; confirm your contract isn't calculated by the "Rule of 78s," which front-loads cost.
Common questions
How do I cancel Subaru Added Security?
Call 800-932-0636 with the last eight digits of your VIN, or complete the cancellation form through your selling dealer.
How long is Subaru's money-back window?
90 days with no claim filed — longer than most manufacturers.
We'll handle the cancellation for you
We identify your Subaru Added Security contract, submit the paperwork, and follow up until the refund is issued.
Sources: Subaru Added Security