Can you cancel Subaru Added Security?

Yes. Subaru Added Security plans are cancellable, and what you get back depends on timing: a full refund within the first 90 days (no claim filed), and a prorated refund for the unused portion after that. The unused premium is money you're owed — it doesn't belong to the dealer or administrator.

Contact information

Phone: Subaru Added Security does not publish a dedicated cancellation line. Use the number printed on your contract, or cancel through the dealer that sold it.

Step-by-step: how to cancel

Step 1 — Gather your documents. You'll want your contract/agreement, the vehicle VIN, your account or loan number, and proof of any triggering event (payoff letter, refinance confirmation, trade-in paperwork, or total-loss settlement).

Step 2 — Start with the selling dealer. Subaru Added Security contracts are normally cancelled through the dealership's finance department. Tell them you want to cancel and ask them to submit the request to the administrator. Get the request and date in writing.

Step 3 — Go direct if the dealer stalls. If the dealer drags their feet, use the administrator contact printed on your contract. Dealers earn commission on these products and sometimes delay cancellations.

Final step — Track the refund. Processing typically takes 1–3 weeks. If financed, the refund may be applied to your lienholder.Follow up if it doesn't arrive on schedule.

How much will you get back?

Cancel within the first 90 days (no claim filed) and you're typically owed a full refund. After that, your refund is prorated by the greater of days in force or miles driven, less claims paid, and Subaru Added Security deducts a service charge (the lesser of 10% of the price or $50).

As a rule of thumb, the prorated math is: (months remaining ÷ total term) × price paid − fees. If financed, the refund may be applied to your lienholder.

Provider-specific tips

  • Subaru's full-refund window is a generous 90 days (vs. 30–60 for most plans), provided no claim has been filed.
  • After 90 days the refund is prorated by the greater of time or miles used, less claims paid and a service charge capped at the lesser of 10% of the price or $50.

What reduces your refund

  • Claims already paid. If a covered repair was approved, that amount is typically subtracted from your refund.
  • Cancellation fee. Subaru Added Security charges a service charge (the lesser of 10% of the price or $50).
  • Refund method.Pro-rata is consumer-friendly; confirm your contract isn't calculated by the "Rule of 78s," which front-loads cost.

Common questions

How do I cancel Subaru Added Security?

Cancel through your selling Subaru retailer, which completes the cancellation form for you.

How long is Subaru's money-back window?

90 days with no claim filed — longer than most manufacturers.

Refund Auto is an independent service. We are not affiliated with, authorized by, endorsed by, or in any way officially connected to Subaru Added Security. Subaru Added Security and any related names and logos are the property of their respective owners, and are used here only to identify the company whose product you may want to cancel.

Sources: Subaru Added Security